by Gail Chester, Esq., Dan Rubin, Esq., and LaTanya Harry, Esq. | Apr 10, 2026 | Consumer Issues, Court System, Family Matters
While anyone can have a judgment entered against them, when we say that someone is “judgment proof” what we really mean is that the person does not have any income or property that can be taken by someone who has gotten a judgment against them. This is because New...
by CJLS | Feb 21, 2026 | Consumer Issues, Consumer Rights
There is a common misconception that a consumer has three days to change his or her mind and back out of a contract after signing on the dotted line. This is not universally true. There are some specific instances where the law does give you the right to change your...
by Maria Ramos-Persaud, Esq. | Oct 16, 2025 | Consumer Issues, Debt collection
Sometimes, people get calls or letters from debt collectors asking them to pay money. This can happen by mistake—especially if you have a common name. You might not recognize the company asking for money, and you might not remember if you owe anything. So what can you...
by Edward R. Brinkmann Jr., Esq. | Sep 23, 2025 | Bankruptcy, Consumer Issues
Bankruptcy is a legal process that helps people who can’t pay their debts. The rules are the same across the country. It doesn’t matter if you file in New Jersey or Utah—it works the same way. There are two main types of bankruptcy for individuals or married couples:...
by CJLS | Mar 17, 2025 | Consumer Issues, Foreclosures, Taxes
Tax Foreclosures “…in this world, nothing is certain except death and taxes” – Benjamin Franklin And in New Jersey, if you don’t pay your property taxes, you will lose your home. Property taxes are charged by the city or town where you live, and are based on how much...
by La Tanya Harry, Esq. | Dec 27, 2024 | Consumer Issues, Consumer Rights, Credit access, Debt collection
Have you ever had your paycheck garnished, your bank account taken, or a lien placed on your assets because you received a lawsuit document from a creditor and didn’t know how to respond or didn’t respond within the time limit? This article lets you...
