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Central Jersey Legal Services is a nonprofit law firm that provides free legal assistance to low-income residents of Mercer, Middlesex, and Union Counties.

When the Law Permits You to Back Out of a Signed Contract

by CJLS | Feb 21, 2026 | Consumer Issues, Consumer Rights

There is a common misconception that a consumer has three days to change his or her mind and back out of a contract after signing on the dotted line. This is not universally true. There are some specific instances where the law does give you the right to change your...

Responding to a Credit Card Debt Lawsuit

by La Tanya Harry, Esq. | Dec 27, 2024 | Consumer Issues, Consumer Rights, Credit access, Debt collection

Have you ever had your paycheck garnished, your bank account taken, or a lien placed on your assets because you received a lawsuit document from a creditor and didn’t know how to respond or didn’t respond within the time limit? This article lets you...